Through common-sense principles, FPU gives people the tools they need to change their behavior and succeed financially. Along with Ramsey Personalities Rachel Cruze and Chris Hogan, Ramsey teaches lessons on budgeting, relationships and money, getting out of debt, saving for emergencies and investing. On average, families who complete FPU pay off $5,300 and save $2,700 in the first 90 days. Following the class nearly 94 percent of those families budget regularly.

“FPU will not only transform the way you handle money, but also your marriage and other areas of your life,” Ramsey said. “This isn’t a boring financial class. We make learning about money fun and easy to understand so people in every situation can benefit from the information.”