{"id":13205,"date":"2026-02-27T17:13:22","date_gmt":"2026-02-28T00:13:22","guid":{"rendered":"https:\/\/dh.durangoherald.com\/tj\/updated-survey-what-is-your-experience-with-home-insurance-and-wildfires\/"},"modified":"2026-03-30T21:36:03","modified_gmt":"2026-03-31T03:36:03","slug":"updated-survey-what-is-your-experience-with-home-insurance-and-wildfires","status":"publish","type":"post","link":"https:\/\/dh.durangoherald.com\/tj\/updated-survey-what-is-your-experience-with-home-insurance-and-wildfires\/","title":{"rendered":"UPDATED Survey: What is your experience with home insurance and wildfires?"},"content":{"rendered":"

\"The
The Bureau of Land Management conducts a prescribed burn on Tuesday in the Grandview area northwest of Mercy Hospital. The BLM burned just under a 1,000 piles of slash that had been piled up after a fuels reduction treatment project on 148 acres. The BLM will come back in the spring and sped a mixture of native grasses and flowering plants seed and then monitor and treat non-native grasses and plants that might pop up. (Jerry McBride\/Durango Herald)<\/span>Jerry McBride<\/span><\/figcaption><\/figure>\n

Another warm, dry winter has residents, fire departments and insurance providers worried in La Plata County<\/a>.<\/p>\n

Insurance rates have more than doubled in Colorado since 2018, according to Colorado State University\u2019s Regional Economic Development Institute<\/a>. Additionally, insurance policy non-renewal rates grew from 0.34% in 2018 to 1.14% in 2022 \u2012 a modest rise, but a rise nonetheless.<\/p>\n

\u201cNotably, these nonrenewal rates are higher in areas more likely to experience costly hazard events and in areas with fast premium growth,\u201d the report said.<\/p>\n

The report found that La Plata County is at high risk for natural hazards \u2012 like wildfires \u2012 and medium risk for insurance non-renewal on the Federal Emergency Management Agency\u2019s Natural Risk Index.<\/p>\n

Yet, mitigating homes and properties against wildfires \u2012 namely through clearing flammable material from around a structure in a preemptive effort to create defensible space \u2012 has been shown to enhance safety and strengthen eligibility for insurance and help maintain coverage as risks continue to rise, according to Fire Adapted Colorado<\/a>.<\/p>\n

We want to know: What is your experience with home insurance and wildfires in La Plata County?<\/p>\n

Complete the form below or email <\/em>Herald Staff Writer Scout Edmondson at sedmondson@durangoherald.com<\/a><\/em> to share your experiences with home insurance.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"

Bureau of Land Management conducts a prescribed burn on Tuesday in the Grandview area northwest of Mercy Hospital. The BLM burned just under a 1,000 piles of slash that had been piled up after a fuels reduction treatment project on 148 acres. The BLM will come back in the spring and sped a mixture […]<\/p>\n","protected":false},"author":1,"featured_media":13206,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[28,994,84],"naviga_topic":[],"class_list":["post-13205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-headlines","tag-trueanthem","tag-wildfire"],"acf":[],"author_name":"dh_admin","_links":{"self":[{"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/posts\/13205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/comments?post=13205"}],"version-history":[{"count":5,"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/posts\/13205\/revisions"}],"predecessor-version":[{"id":20860,"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/posts\/13205\/revisions\/20860"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/media\/13206"}],"wp:attachment":[{"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/media?parent=13205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/categories?post=13205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/tags?post=13205"},{"taxonomy":"naviga_topic","embeddable":true,"href":"https:\/\/dh.durangoherald.com\/tj\/wp-json\/wp\/v2\/naviga_topic?post=13205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}